← USPTO Patent Grants

Modeling and benchmarking health care affordability and availability

Grant US12586096B2 Kind: B2 Mar 24, 2026

Assignee

Aon Global Operations SE, Singapore Branch

Inventors

Ronald J. Ozminkowski, Yifei Dai, Geoffrey Kuhn, Xiang Ying Ho, Jonathan Bowen, Todor Penev, Weiyee Lee, Leanne Metcalfe, Andrew C. Rallis, Eric Peng

Abstract

In an illustrative embodiment, methods and systems for modeling health care affordability across a population includes segmenting the population by demography and/or geography, determining chronic condition distribution across the population segments, modeling, across the population segments, medical service utilization distribution for a set of medical services, and calculating, using unit costs for each of the set of medical services, utilization costs for each population segment. The methods and systems may include calculating relative affordability metrics based on the utilization costs.

CPC Classifications

G06Q 30/0206 G06Q 10/1057 G06Q 30/0283 G06Q 40/08 G16H 50/30 G16H 50/70

Filing Date

2024-09-13

Application No.

18884290

Claims

19