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System and method for near field communications payment

Grant US12586055B2 Kind: B2 Mar 24, 2026

Assignee

Stripe, LLC

Inventors

Hwai Sian Tsai, Wayne Gan, Chi Wah Lo

Abstract

A card detection subsystem for control of a payment card reader, where the payment card reader comprises a magnetic stripe reader (MSR), an integrated circuit card (ICC) reader, and a near field communications (NFC) reader, and the NFC reader comprises an antenna. The card detection subsystem includes a processor, a storage, and one or more sensors. The one or more sensors detect a payment card and the antenna is either turned on or turned off based on the detection of the payment card.

CPC Classifications

G06Q 20/3278 G06Q 20/341 G06Q 20/352 G06Q 20/354 G06Q 20/204 G06Q 20/347 G06Q 20/353 G06K 7/10128 G07F 7/0886 G07F 7/0893

Filing Date

2022-10-27

Application No.

17975247

Claims

20