← USPTO Patent Grants

Systems and methods for authenticating a user at a public terminal

Grant US12585750B2 Kind: B2 Mar 24, 2026

Assignee

Capital One Services, LLC

Inventors

Jeremy Goodsitt, Fardin Abdi Taghi Abad, Austin Walters

Abstract

Systems and methods for authenticating a user to access a public terminal are described. Disclosed embodiments may include reading, using the physical credential reader, a user identifier from the physical credential device. Disclosed embodiments may also include transmitting the public terminal identifier and the user identifier to a secure server. Further, disclosed embodiments may include receiving, after completing the transmission, a unique code from the secure server. Disclose embodiments may additionally include displaying the unique code on the display device. Disclosed embodiments may include receiving, after displaying the unique code, an authentication message from the secure server. Disclosed embodiments may further include, responsive to receiving the authentication message, authorizing the user to use a terminal command at the public terminal.

CPC Classifications

H04L 9/3242 G06F 21/36 G06K 7/12 G06K 7/1417 G06K 19/06037

Filing Date

2023-05-04

Application No.

18312367

Claims

20