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Using contextual information for vehicle trip loss risk assessment scoring

Grant US12580987B2 Kind: B2 Mar 17, 2026

Assignee

State Farm Mutual Automobile Insurance Company

Inventors

Krishna Nemmani, Zebediah Robert Black, Corey Casmedes, Hoang Dang, Yuncheng Gao, Tyler Hargreaves, John Steven Kirtzic, Zongzhe Li, Einar Longva, Victor Mao, Trac Nguyen, Sivarama Kirshna Panguluri, Dalton Sherer, Edward Yang

Abstract

A technique is provided for determining a loss risk assessment score for a vehicle trip. The technique includes, at a vehicle, a computing device receiving first information indicative of operation of the vehicle. The technique also includes, at the vehicle, the computing device receiving second information indicative of an environment at a particular location and time. The computing device correlates the first information and the second information to generate a data set. The technique also includes determining a score for the vehicle trip based at least in part upon the generated data set.

CPC Classifications

H04L 67/12 H04L 67/535 G06Q 40/08 G06F 17/40 G06F 16/90335

Filing Date

2023-11-14

Application No.

18389395

Claims

19