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Transmission of secure and authenticated data over a network

Grant US12580767B2 Kind: B2 Mar 17, 2026

Assignee

Capital One Services, LLC.

Inventors

Anthony Glynn, Soumendra Bhattacharya, Robert Mantoni

Abstract

A method, a system, and a computer program product for transmission of information over a network. A validity token is generated based on a received contactless card identifier associated with a contactless card. The validity token is generated upon validating the contactless card using the contactless card identifier, and transmitted to a first computing device. A second computing device is identified based on an information request received from the first computing device. The information request includes a first public key associated with the first computing device and the validity token. An encrypted response to the request and a second public key associated with the second computing device are sent to the first computing device. The second computing device generates the encrypted response and encrypts it using a shared key generated using the first public key. The first computing device decrypts the response upon generation of the shared key using the second public key.

CPC Classifications

H04L 9/3234 H04L 9/0841 H04L 9/085 H04L 9/3066 H04L 9/3213 G06Q 20/027 G06Q 20/3278 G06Q 20/352 G06Q 20/353 G06Q 20/3823 G06Q 20/385 G06Q 20/38215

Filing Date

2023-10-31

Application No.

18498420

Claims

19