Wearable device providing cryptography and security

Abstract

A system and method that evaluate and monitor the financial wellness of a person that is a client of a bank, and provides a financial wellness score that is used to provide banking service recommendations that may act to increase the wellness score. The method includes providing a wearable device that the person wears and that monitors physical attributes of the person, collecting data and information as it is being received over time about the physical attributes of the person from the wearable device, processing the data and information as it is being received over time using a machine learning model, and determining a financial wellness score based on the processed data and information.

CPC Classifications