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IR display for user authentication

Grant US12579534B2 Kind: B2 Mar 17, 2026

Assignee

Capital One Services, LLC

Inventors

Jeff Pharr, David Wurmfeld

Abstract

A device for conducting a transaction by generating and displaying QR codes in the infrared spectrum, by generating a first QR code; displaying the first QR code via the infrared array for a predetermined duration of time; receiving a confirmation that a user device has entered paired state with the transaction device based on the user device scanning the first QR code; receiving authentication data indicating that the paired user device is authorized to complete the transaction; completing the transaction.

CPC Classifications

G06Q 20/3276 G06Q 20/1085 G06Q 20/3223

Filing Date

2023-12-21

Application No.

18391856

Claims

19