IR display for user authentication
Grant
US12579534B2
Kind: B2
Mar 17, 2026
Assignee
Capital One Services, LLC
Inventors
Jeff Pharr, David Wurmfeld
Abstract
A device for conducting a transaction by generating and displaying QR codes in the infrared spectrum, by generating a first QR code; displaying the first QR code via the infrared array for a predetermined duration of time; receiving a confirmation that a user device has entered paired state with the transaction device based on the user device scanning the first QR code; receiving authentication data indicating that the paired user device is authorized to complete the transaction; completing the transaction.
CPC Classifications
G06Q 20/3276
G06Q 20/1085
G06Q 20/3223
Filing Date
2023-12-21
Application No.
18391856
Claims
19