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Counterfactual samples for maintaining consistency between machine learning models

Grant US12579479B2 Kind: B2 Mar 17, 2026

Assignee

Capital One Services, LLC

Inventors

Samuel Sharpe, Christopher Bayan Bruss, Brian Barr

Abstract

In some aspects, a computing system may aggregating multiple counterfactual samples so that machine learning explanations can be generated for sub-populations. In addition, methods and systems described herein use machine learning and counterfactual samples to determine text to use in an explanation for a model's prediction. A computing system may also train machine learning models to not only determine whether a request to perform an action should be accepted, but also to generate output that is consistent with output generated by previous machine learning models. Further, a computing system may generate counterfactual samples based on user preferences. A computing system may obtain preferences and then apply a penalty or adjustment parameter such that when a counterfactual sample is created, the computing system is forced to change one or more features indicated by the preferences to create the counterfactual sample.

CPC Classifications

G06N 20/20 G06N 5/045 G06N 3/045 G06N 3/08 G06Q 30/0631 G06Q 40/03 G06Q 10/06375

Filing Date

2022-09-30

Application No.

17937356

Claims

19