Machine-learning techniques for risk assessment based on clustering
Assignee
EQUIFAX INC.
Inventors
Piyush Patel, Rajkumar Bondugula
Abstract
Systems and methods for predicting future risk for a target entity are provided. A risk assessment system receives historical risk assessment data of the target entity and identifies a target cluster that matches the historical risk assessment data. The target cluster is identified from a group of clusters determined using high dimensional clustering based on risk assessment data of a set of entities. The risk assessment system identifies a set of nearest neighbors of the target cluster and determines a prediction of future risk for the target entity based on the target cluster and the set of nearest neighbors. The risk assessment system transmits a responsive message, which can include the prediction of future risk, to a remote computing device for use in controlling access of the target entity to one or more interactive computing environments.
CPC Classifications
Filing Date
2022-11-18
Application No.
18057147
Claims
20