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Machine-learning techniques for risk assessment based on clustering

Grant US12579446B2 Kind: B2 Mar 17, 2026

Assignee

EQUIFAX INC.

Inventors

Piyush Patel, Rajkumar Bondugula

Abstract

Systems and methods for predicting future risk for a target entity are provided. A risk assessment system receives historical risk assessment data of the target entity and identifies a target cluster that matches the historical risk assessment data. The target cluster is identified from a group of clusters determined using high dimensional clustering based on risk assessment data of a set of entities. The risk assessment system identifies a set of nearest neighbors of the target cluster and determines a prediction of future risk for the target entity based on the target cluster and the set of nearest neighbors. The risk assessment system transmits a responsive message, which can include the prediction of future risk, to a remote computing device for use in controlling access of the target entity to one or more interactive computing environments.

CPC Classifications

G06N 5/022 G06N 20/00

Filing Date

2022-11-18

Application No.

18057147

Claims

20