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UNIFIED LOGIN BIOMETRIC AUTHENTICATION SUPPORT

Application US20260099841A1 Kind: A1 Apr 09, 2026

Inventors

Darshan Desai, Kishore Jaladi

Abstract

As disclosed herein, a token and/or a public/private key can be stored in a secure enclave that can be later used when a user logs into the payment provider's website. At that time, the user can simply swipe a fingerprint to complete a transaction. Thus, biometric authentication may be applied to complete the transaction. Moreover, the transaction can be completed across different browsers. In an implementation, a long-term token is not utilized. Instead, when a user opts into the disclosed implementation, a private and public key pair is generated on the client side device. The private key may be stored in the secure enclave and the public key may be sent to the payment provider. Thus, there may be no token involved to complete the transaction.

CPC Classifications

G06Q 20/40145 G06Q 20/3821 G06Q 20/3829 H04L 9/14 H04L 9/30 H04L 9/3231 H04L 9/3271 G06Q 2220/00 H04L 2209/56

Filing Date

2025-10-22

Application No.

19365985