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POWER-BASED CARD VERIFICATION HANDSHAKE

Application US20260094147A1 Kind: A1 Apr 02, 2026

Assignee

Capital One Services, LLC

Inventors

Brian Barr, Galen Rafferty, Christopher Ferri, Michael Davis, Taylor Turner, Owen Reinert, Tyler Farnan, James Schneider

Abstract

A processor of a card may determine a predetermined voltage associated with the card. The processor may receive an indication of a voltage received from a terminal, wherein the card is powered by the voltage received from the terminal. The processor may determine that the voltage received from the terminal is not equal to the predetermined voltage associated with the card. The processor may reject, based on the determination that the voltage received from the terminal is not equal to the predetermined voltage associated with the card, a request from the terminal to provide payment information associated with the card.

CPC Classifications

G06Q 20/3563 G06Q 20/341

Filing Date

2024-10-01

Application No.

18903322