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METHOD AND SYSTEM OF ACCRETIVE VALUE STORE LOYALTY CARD PROGRAM

Application US20260087515A1 Kind: A1 Mar 26, 2026

Inventors

Mohamed Safir SALIHU, Wayne Thomas McHUGH, Arthur Martin HOLBROOK, Purnendu MISHRA, Lee COLEMAN

Abstract

A method of enabling an employee to utilize earned and unpaid earnings includes receiving, with a with a central office processor, a record of an employee's accrued and unpaid earnings for a predetermined time period and storing the record in a database. The method includes receiving, with the central office processor, an electronic request from an employee to access the employee's record of accrued and unpaid earnings for the predetermined time period. Upon receipt of the request, the central office processor accesses the database including the record of the employee's accrued and unpaid earnings for the predetermined time period and determines an amount of the employee's accrued and unpaid earnings for the predetermined time period available to the employee and transmits the amount for display to the employee. The central office processor may also authenticate the employee's identity upon receiving the request to access the employee's accrued and unpaid earnings.

CPC Classifications

G06Q 30/0232

Filing Date

2025-12-05

Application No.

19409908