SYSTEM AND METHOD FOR IMPLEMENTING TRANSACTION REVERSALS THROUGH ARTIFICIAL (AI) SIMULATIONS BASED ON SET THEORETIC PROPERTIES

Abstract

Implementing transaction reversals through (AI) simulations based on set theoretic properties is provided. The method receives a user request including user identification of a plurality of target recipient accounts. A discrete level of trust exists between the user and each of the target recipient accounts. The method further includes receiving a user specification of a transaction. A target recipient account is auto-selected based on the level of trust. The method derives identification information from the user request. The identification information includes user identity, recipient identity, and recipient know-your-customer information. The method leverages AI to perform a simulation of the transaction. When the simulation obtains greater than a threshold of trust between the user and the recipient, the method validates the transaction and forwards the transaction to a payment gateway. When the service is not confirmed, the method reroutes the transaction from the payment gateway for transaction denial, and sends alerts.

CPC Classifications