System and Method for Dynamic Subscription Management Using Artificial Intelligence

Abstract

The present invention discloses a dynamic subscription management system and method utilizing artificial intelligence. The system comprises a computing device configured to preauthorize a customer's payment instrument, forecast potential chargebacks using machine learning, estimate future cash flow, detect fraudulent activity using AI models, and dynamically adjust subscription terms based on customer characteristics. The computing device generates user interfaces displaying analytics and recommendations, and can automatically implement optimizations. The method includes acquiring real-time transaction data, analyzing attributes using machine learning to predict optimal payment processors, routing transactions accordingly, and dynamically adjusting subscriptions based on AI analysis of customer behavior. The system and method aim to prevent fraud, reduce chargebacks, optimize payment routing, and improve customer retention.

CPC Classifications