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Replay Attack Preventtion System

Application US20260087482A1 Kind: A1 Mar 26, 2026

Assignee

Bank of America Corporation

Inventors

Maneesh Kumar Sethia, Abhijit Behera

Abstract

Various aspects of the disclosure relate to a smart contract-based security system for near field communication (NFC) data transactions. An NFC data transaction initiated by a first computing device generates a transaction token used to complete the NFC data transaction with a second computing device via an NFC communication link between the two devices. The transaction token is communicated to a remote device with transaction information, where the transaction information may be embedded with the transaction token. The transaction token is processed via smart contract operation to analyze the transaction token to determine whether the token is valid. If valid, the smart contract triggers completion of the data transaction. If invalid, the data transaction is inhibited by the smart contract. Once processed, the smart contract modifies transaction parameters and generates a stale token.

CPC Classifications

G06Q 20/3278 G06Q 20/3825 G06Q 20/389

Filing Date

2024-09-24

Application No.

18894368