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SYSTEMS AND METHODS FOR MANAGING A FINANCIAL ACCOUNT IN A LOW-CASH MODE

Application US20260087470A1 Kind: A1 Mar 26, 2026

Inventors

Urich T. BOWERS, Mecal McDADE, Todd TKACH, Mike KIRCH, Eric ROMANTINO, Matthew BARRETT

Abstract

A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.

CPC Classifications

G06Q 20/108 G06N 20/00 G06Q 20/3221 G06Q 20/3223 G06Q 20/4037 G06Q 20/405 G06Q 30/0283 G06Q 40/02 G06Q 10/40 G06Q 20/023 G06Q 30/0185

Filing Date

2025-12-01

Application No.

19404198