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REAL-TIME ONLINE TRANSACTIONAL PROCESSING SYSTEMS AND METHODS

Application US20260080465A1 Kind: A1 Mar 19, 2026

Assignee

Fidelity Information Services, LLC

Inventors

Lisa DILL, Lauren MORRISON, Jeanette GARRETT

Abstract

Systems and methods for real time, online transaction processing are disclosed. The system may include one or more memory units storing instructions and one or more processors configured to execute the instructions to perform a method. The method may include receiving, from an event broker, event data that includes account data. The operations may include using a data structure to identify an issuer system associated with the account data and an enrollment status of the issuer system. The method may include generating a filtered transaction data structure to an analyzer and receiving a result data structure. The method may include generating, based on the result data structure, a linked data structure comprising installment loan parameters and an online address. The method may include routing the linked data structure to a user device and receiving approval data that triggers an account allocation.

CPC Classifications

G06Q 40/02

Filing Date

2025-11-26

Application No.

19402213