PASSKEY-BASED AUTHENTICATION FOR THE 3-D SECURE PROTOCOL

Abstract

Disclosed are various embodiments for integrating the use of passkeys in the 3-D SECURE authentication protocol for transactions. A user of a client device can be prompted to enter a secondary factor of authentication for a second transaction, wherein the prompt includes transaction information and merchant information. In response to a selection to enter the secondary factor of authentication, biometric authentication of the user of the client device can be performed. In response to successful biometric authentication of the second transaction, a challenge comprising the transaction information and the merchant information can be cryptographically signed with a private passkey. The cryptographic signature of the challenge can then be sent to the transaction authorization service.

CPC Classifications