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SECURING ACCESS DATA USE WITH DEVICE DATA

Application US20260080403A1 Kind: A1 Mar 19, 2026

Assignee

Visa International Service Association

Inventors

Sandeep Tharoor, Hunny Huria

Abstract

A method is disclosed. The method includes receiving, by a portable device with access data from a user device, a communication including user device data using NFC (near field communications), and determining, by the portable device using the user device data received from the user device, whether the user device is authorized to receive the access data. If the user device is authorized to receive the access data, then providing, by the portable device the access data to the user device. The user device initiates an interaction with an external computer using the access data.

CPC Classifications

G06Q 20/401 G06Q 20/3226

Filing Date

2024-09-17

Application No.

18887925