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METHOD AND SYSTEM FOR COMPLETING A DATA TRANSFER

Application US20260080397A1 Kind: A1 Mar 19, 2026

Assignee

The Toronto-Dominion Bank

Inventors

Milos DUNJIC, David Samuel TAX, Vipul Kishore LALKA

Abstract

A server comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a first computing device, a signal representing a data transfer request, the data transfer request including at least a transfer amount and a transfer address; send, via the communications module and to the transfer address, a signal including an electronic message, the electronic message including the transfer amount and at least one selectable option defining a transfer method, the at least one selectable option including a first selectable option defining a first transfer method that includes an additional requirement not required by a second transfer method; receive, via the communications module and from a second computing device, a signal indicating a selection of the at first selectable option defining the first transfer method; determine that the additional requirement has been completed; and when it is determined that the additional requirement has been completed, complete the data transfer using the first transfer method.

CPC Classifications

G06Q 20/3821 G06Q 20/047 G06Q 20/108 G06Q 20/405 G06Q 30/02

Filing Date

2025-11-28

Application No.

19403549