COORDINATED REMOTE PAYMENT BETWEEN INITIATOR AND PAYOR ELECTRONIC DEVICES

Abstract

An electronic device, a method, and a computer program product facilitate and expedite remote payor approval of a payment request by an initiator at a payee point of sale. A controller of the electronic device receives, via input device(s), a payment code for providing payment to a payee. In response, controller automatically initiates generation of a payment request including the payment code for communicating to a payor device: Controller prompts for entry of a user authentication input to confirm the payment request as originating from a known/trusted payment requester within a group. Controller verifies a received user authentication input and transmits, via the communications subsystem, a verified payment request to the first payor device. The verified payment request includes metadata that confirms that the payment request is an authentic request originating from the known/trusted payment requester and triggers an output of the authentic payment request by the payor device.

CPC Classifications