HB4116
House Bill
Signed by Governor
Relating to consumer finance loans; and prescribing an effective date.
Declares that this state does not want a certain federal law to apply to consumer finance loans made in this state. Says who the laws that govern consumer finance loans in this state apply to and when. Says what needs to be in an application for a license to make consumer finance loans in this state. (Flesch Readability Score: 73.0). Declares that this state does not want the amendments set forth in section 521 of the Depository Institutions Deregulation and Monetary Control Act of 1980 to apply to consumer finance loans made in this state. Specifies persons to whom the consumer finance laws of this state apply and circumstances in which the laws apply. Specifies the requirements for an application for a license to make consumer finance loans in this state. Takes effect on the 91st day following adjournment sine die.
Bill Details
State
Oregon
Session
2026 Legislative Measures
Chamber
House
Official Source
LegiScan
Sponsors
Nathan Sosa
(Rep - D)
Courtney Neron Misslin
(Rep - D)
Ben Bowman
(Rep - D)
Tom Andersen
(Rep - D)
Lamar Wise
(Rep - D)
Wlnsvey Campos
(Rep - D)
Jeffrey Golden
(Sen - D)
Deb Patterson
(Sen - D)
Floyd Prozanski
(Sen - D)
Farrah Chaichi
(Rep - D)
Mark Gamba
(Rep - D)
David Gomberg
(Rep - D)
Ken Helm
(Rep - D)
Zach Hudson
(Rep - D)
Susan McLain
(Rep - D)
Lesly Munoz
(Rep - D)
Nancy Nathanson
(Rep - D)
Travis Nelson
(Rep - D)
Thuy Tran
(Rep - D)
Jules Walters
(Rep - D)
Lew Frederick
(Rep - D)
Kayse Jama
(Sen - D)
Khanh Pham
(Sen - D)
Janeen Sollman
(Rep - D)
Action History
2026-04-07
H
Governor signed.
2026-03-06
S
President signed.
2026-03-06
H
Speaker signed.
2026-03-05
S
McLane, granted unanimous consent to change vote to nay.
2026-03-05
S
Third reading. Carried by Neron Misslin, Campos. Passed. Ayes, 16; Nays, 13--Anderson, Drazan, Girod, Hayden, Lieber, Linthicum, McLane, Nash, Robinson, Smith DB, Starr, Thatcher, Weber; Excused, 1--Meek.
2026-03-05
S
Motion to refer to Committee on Rules failed. Ayes, 12; Nays, 17--Broadman, Campos, Frederick, Gelser Blouin, Golden, Gorsek, Jama, Lieber, Manning Jr, Neron Misslin, Patterson, Pham, Prozanski, Reynolds, Sollman, Taylor, President Wagner; Excused, 1--Meek.
2026-03-05
S
Motion to substitute Minority Report for Committee Report failed. Ayes, 12; Nays, 18--Broadman, Campos, Frederick, Gelser Blouin, Golden, Gorsek, Jama, Lieber, Manning Jr, Meek, Neron Misslin, Patterson, Pham, Prozanski, Reynolds, Sollman, Taylor, President Wagner.
2026-03-04
S
Second reading.
2026-03-03
S
Minority Recommendation: Do pass with amendments. (Printed A-Eng. Minority)
2026-03-03
S
Recommendation: Do pass.
2026-02-25
S
Public Hearing and Work Session held.
2026-02-23
S
Public Hearing held.
2026-02-19
S
Referred to Labor and Business.
2026-02-19
S
First reading. Referred to President's desk.
2026-02-17
H
Vote explanation(s) filed by Levy E, Nguyen D.
2026-02-17
H
Third reading. Carried by Sosa. Passed. Ayes, 31; Nays, 24--Boice, Boshart Davis, Breese-Iverson, Bunch, Cate, Diehl, Edwards, Elmer, Levy E, Lively, Mannix, McIntire, Nguyen D, Osborne, Owens, Pham H, Reschke, Rieke Smith, Scharf, Skarlatos, Smith G, Wallan, Wright, Yunker; Excused, 2--Lewis, Valderrama; Excused for Business of the House, 3--Harbick, Helfrich, Levy B.
2026-02-17
H
Motion to substitute Minority Report for Committee Report failed. Ayes, 25; Nays, 33--Andersen, Bowman, Chaichi, Chotzen, Dobson, Fragala, Gamba, Gomberg, Grayber, Helm, Hudson, Isadore, Javadi, Kropf, Lively, Marsh, McDonald, McLain, Munoz, Nathanson, Nelson, Nguyen D, Nosse, Pham H, Rieke Smith, Ruiz, Sanchez, Sosa, Tran, Walters, Watanabe, Wise, Speaker Fahey; Excused, 2--Lewis, Valderrama.
2026-02-16
H
Second reading.
2026-02-13
H
Minority Recommendation: Do pass with amendments and be printed A-Engrossed.
2026-02-13
H
Recommendation: Do pass.
2026-02-10
H
Work Session held.
2026-02-03
H
Public Hearing held.
2026-02-02
H
Referred to Commerce and Consumer Protection.
2026-02-02
H
First reading. Referred to Speaker's desk.
Votes
2026-02-10
House Committee Do Pass
Yea: 6
Nay: 4
2026-02-17
House Motion to substitute Minority Report
Yea: 25
Nay: 33
2026-02-17
House Third Reading
Yea: 31
Nay: 24
2026-02-25
Senate Committee Do pass
Yea: 3
Nay: 2
2026-03-05
Senate Motion to substitute Minority Report
Yea: 12
Nay: 18
2026-03-05
Senate Motion to Refer
Yea: 12
Nay: 17
2026-03-05
Senate Third Reading
Yea: 17
Nay: 12
Committee Referrals
2026-02-02
H
Commerce and Consumer Protection
2026-02-19
S
Labor and Business
Amendments
2026-02-05
House Committee On Commerce and Consumer Protection Amendment #-1
2026-02-10
House Committee On Commerce and Consumer Protection Amendment #-1
2026-02-10
House Committee On Commerce and Consumer Protection Amendment #-MR2
2026-02-25
Senate Committee On Labor and Business Amendment #-3
2026-02-25
Senate Committee On Labor and Business Amendment #-MR4
Bill Text Versions
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Engrossed
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Engrossed
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Enrolled
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