Relating To Property Insurance.

Requires homeowners insurers to provide policyholders with annual disclosures of replacement cost value and the sufficiency of policyholder's coverage. Requires homeowners insurers to offer annually to policyholders increased coverage if the property is underinsured. Requires homeowners insurers to maintain records of disclosures and offers for five years. Provides that failure to comply constitutes an unfair or deceptive act or practice in the business of insurance. Effective 7/1/2050. (SD1)

Bill Details

State

Hawaii

Session

2026 Regular Session

Chamber

Senate

Official Source

www.capitol.hawaii.gov/session/measure_ind...

LegiScan

View on LegiScan

Action History

2026-03-31 H The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 9 Ayes: Representative(s) Matayoshi, Grandinetti, Chun, Ilagan, Kong, Marten, Tam, Pierick; Ayes with reservations: Representative(s) Iwamoto; Noes: none; and 2 Excused: Representative(s) Ichiyama, Lowen.

2026-03-27 H Bill scheduled to be heard by CPC on Tuesday, 03-31-26 2:05PM in House conference room 329 VIA VIDEOCONFERENCE.

2026-03-12 H Referred to CPC, referral sheet 17

2026-03-12 H Pass First Reading

2026-03-10 H Received from Senate (Sen. Com. No. 327) in amended form (SD 1).

2026-03-10 S Passed Third Reading, as amended (SD 1). Ayes, 25; Aye(s) with reservations: Senator(s) Inouye, Richards, San Buenaventura. Noes, 0 (none). Excused, 0 (none). Transmitted to House.

2026-03-05 S 48 Hrs. Notice 3/10/2026.

2026-03-05 S Report adopted; Passed Second Reading, as amended (SD 1).

2026-03-05 S Reported from CPN (Stand. Com. Rep. No. 2797) with recommendation of passage on Second Reading, as amended (SD 1) and placement on the calendar for Third Reading.

2026-02-25 S The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 5 Aye(s): Senator(s) Keohokalole, Fukunaga, Lamosao, McKelvey, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none.

2026-02-20 S The committee(s) on CPN has scheduled a public hearing on 02-25-26 9:32AM; Conference Room 229 & Videoconference.

2026-01-30 S Referred to CPN.

2026-01-26 S Passed First Reading.

2026-01-23 S Introduced.

Votes

2026-02-25 Senate Commerce and Consumer Protection: Passed, With Amendments Yea: 5 Nay: 0

Committee Referrals

2026-01-30 S Commerce and Consumer Protection

2026-03-12 H Consumer Protection & Commerce

Bill Text Versions

2026-01-24 Introduced

2026-03-04 Amended

Subjects

Homeowners Insurance Underinsurance Replacement Cost Value Mandatory Disclosure Offer to Insure to Value Record Keeping