SB2961 Senate Bill

Passed

2026-03-06

Relating To Insurance.

Requires homeowners insurance policies to permit an insured who sustains a total loss from a peril for which a state of emergency was declared to (1) apply additional living expenses benefits toward the lease of a housing unit to serve as the insured's temporary primary residence; (2) pay an advance of at least four months of additional living expenses benefits; and (3) provide additional living expenses benefits for a minimum of twenty-four months, subject to policy limits. Provides for extensions of additional living expenses benefits under certain conditions. Effective 7/1/2050. (HD1)

Bill Details

State

Hawaii

Session

2026 Regular Session

Chamber

Senate

Committee

Finance

Official Source

www.capitol.hawaii.gov/session/measure_ind...

LegiScan

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Action History

2026-03-30 H Passed Second Reading as amended in HD 1 and referred to the committee(s) on FIN with none voting aye with reservations; none voting no (0) and Representative(s) Cochran, Lowen, Perruso, Quinlan excused (4).

2026-03-30 H Reported from CPC (Stand. Com. Rep. No. 1536-26) as amended in HD 1, recommending passage on Second Reading and referral to FIN.

2026-03-25 H The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 11 Ayes: Representative(s) Matayoshi, Grandinetti, Chun, Ilagan, Ichiyama, Iwamoto, Kong, Lowen, Marten, Tam, Pierick; Ayes with reservations: none; Noes: none; and Excused: none.

2026-03-23 H Bill scheduled to be heard by CPC on Wednesday, 03-25-26 2:00PM in House conference room 329 VIA VIDEOCONFERENCE.

2026-03-10 H Referred to CPC, FIN, referral sheet 16

2026-03-10 H Pass First Reading

2026-03-06 H Received from Senate (Sen. Com. No. 92) in amended form (SD 1).

2026-03-06 S Report Adopted; Passed Third Reading. Ayes, 24; Aye(s) with reservations: none. Noes, 0 (none). Excused, 1 (Senator(s) Ihara). Transmitted to House.

2026-03-05 S One Day Notice 03-06-26.

2026-03-05 S Reported from WAM (Stand. Com. Rep. No. 2747) with recommendation of passage on Third Reading.

2026-03-03 S The committee(s) on WAM recommend(s) that the measure be PASSED, UNAMENDED. The votes in WAM were as follows: 12 Aye(s): Senator(s) Dela Cruz, Moriwaki, DeCoite, Elefante, Hashimoto, Inouye, Kanuha, Kidani, Kim, Lee, C., Richards, Wakai; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Fevella.

2026-02-25 S The committee(s) on WAM deferred the measure until 03-03-26 10:15AM; Conference Room 211 & Videoconference.

2026-02-23 S The committee(s) on WAM will hold a public decision making on 02-25-26 10:56AM; Conference Room 211 & Videoconference.

2026-02-19 S Report adopted; Passed Second Reading, as amended (SD 1) and referred to WAM.

2026-02-19 S Reported from CPN (Stand. Com. Rep. No. 2393) with recommendation of passage on Second Reading, as amended (SD 1) and referral to WAM.

2026-02-11 S The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 4 Aye(s): Senator(s) Keohokalole, Fukunaga, McKelvey, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Lamosao.

2026-02-05 S The committee(s) on CPN has scheduled a public hearing on 02-11-26 9:30AM; CR 229 & Videoconference.

2026-01-30 S Referred to CPN, WAM.

2026-01-26 S Passed First Reading.

2026-01-23 S Introduced.

Votes

2026-02-11 Senate Commerce and Consumer Protection: Passed, With Amendments Yea: 4 Nay: 0

2026-03-03 Senate Ways and Means: Passed, Unamended Yea: 12 Nay: 0

Committee Referrals

2026-01-30 S Commerce and Consumer Protection

2026-02-19 S Ways and Means

2026-03-10 H Consumer Protection & Commerce

2026-03-30 H Finance

Bill Text Versions

2026-01-24 Introduced

2026-02-18 Amended

2026-03-27 Amended

Subjects

Homeowners Insurance Advance Payments Extended Coverage Lease of Temporary Primary Residence State of Emergency Additional Living Expenses Benefits