Relating To Property Insurance.

Establishes a minimum time frame of twenty-four months following loss due to declared state of emergency for the policyholder to submit documentation to recover full replacement cost value of covered dwelling or structure. Allows extensions for good cause. Establishes a minimum time frame of twelve months from completion of covered dwelling or structure for the policyholder to submit documentation to recover full replacement cost value of covered personal property. Requires homeowners insurers to give timely notice to policyholders to explain the time frames and extensions. Effective 7/1/3000. (HD1)

Bill Details

State

Hawaii

Session

2026 Regular Session

Chamber

Senate

Official Source

www.capitol.hawaii.gov/session/measure_ind...

LegiScan

View on LegiScan

Action History

2026-04-09 H Reported from CPC (Stand. Com. Rep. No. 1972-26) as amended in HD 1, recommending passage on Second Reading and placement on the calendar for Third Reading.

2026-04-07 H The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 11 Ayes: Representative(s) Matayoshi, Grandinetti, Chun, Ilagan, Ichiyama, Iwamoto, Kong, Lowen, Marten, Tam, Pierick; Ayes with reservations: none; Noes: none; and Excused: none.

2026-04-02 H Bill scheduled to be heard by CPC on Tuesday, 04-07-26 2:05PM in House conference room 329 VIA VIDEOCONFERENCE.

2026-03-12 H Referred to CPC, referral sheet 17

2026-03-12 H Pass First Reading

2026-03-10 H Received from Senate (Sen. Com. No. 326) in amended form (SD 1).

2026-03-10 S Passed Third Reading, as amended (SD 1). Ayes, 25; Aye(s) with reservations: none. Noes, 0 (none). Excused, 0 (none). Transmitted to House.

2026-03-05 S 48 Hrs. Notice 3/10/2026.

2026-03-05 S Report adopted; Passed Second Reading, as amended (SD 1).

2026-03-05 S Reported from CPN (Stand. Com. Rep. No. 2795) with recommendation of passage on Second Reading, as amended (SD 1) and placement on the calendar for Third Reading.

2026-02-25 S The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 5 Aye(s): Senator(s) Keohokalole, Fukunaga, Lamosao, McKelvey, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none.

2026-02-20 S The committee(s) on CPN has scheduled a public hearing on 02-25-26 9:32AM; Conference Room 229 & Videoconference.

2026-01-30 S Referred to CPN.

2026-01-26 S Passed First Reading.

2026-01-23 S Introduced.

Votes

2026-02-25 Senate Commerce and Consumer Protection: Passed, With Amendments Yea: 5 Nay: 0

Committee Referrals

2026-01-30 S Commerce and Consumer Protection

2026-03-12 H Consumer Protection & Commerce

Bill Text Versions

2026-01-24 Introduced

2026-03-04 Amended

2026-04-09 Amended

Subjects

Property Insurance Replacement Cost Value Actual Cost Value Payment Time Frames Declared State of Emergency