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AUTHENTICATION QUESTION TOPIC EXCLUSION BASED ON RESPONSE HESITATION

Publication EP4367589A1 Kind: A1 Mar 18, 2026

Applicants

Capital One Services, LLC

Inventors

MILLER, Daniel, VADREVU, Vyjayanthi, CHAUDHARY, Viraj, RAPOWITZ, Samuel, MELENDEZ, Jenny, MAIMAN, Tyler, SEPTIMUS, David, EDWARDS, Joshua

IPC Classifications

G06F 21/31 20130101AFI20230113BHEP G06F 21/45 20130101ALI20230113BHEP G06Q 20/40 20120101ALI20230113BHEP H04L 9/40 20220101ALI20230113BHEP

Designated States

AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LI, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR